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The Canadian Dental Care Plan is active, and many Napanee residents still have practical questions about eligibility, coverage, and possible out-of-pocket costs. Here is what you need to know before booking a CDCP appointment with Smile Shapers Napanee.
The CDCP is a federal program that helps eligible Canadian residents without access to private dental insurance pay for qualifying oral health services.
It is administered by Sun Life, but eligibility is determined through Service Canada. The plan may cover part or all of the CDCP-established fee for an eligible service, depending on household income and the treatment provided.
People of all ages can apply for the 2026–2027 benefit period. To qualify, you must meet all four federal requirements:
Having access to insurance through work, a pension plan, a family member, a student or professional organization, or a privately purchased plan may make you ineligible, even when you did not enrol or the plan does not cover the full cost of treatment. Coverage through a government social program may still be coordinated with the CDCP.
Use the Government of Canada’s official CDCP eligibility information before applying or booking.
Yes. Smile Shapers Napanee accepts CDCP patients.
Our team can review your oral health, explain recommended care, and help you understand which treatments may require preauthorization.
Our clinic is located at 89 Jim Kimmett Boulevard inside the Napanee Walmart Supercentre, giving families from Greater Napanee convenient access to dental care in a familiar local location.
The CDCP may help cover services recommended by an oral health provider, including:
Some treatments require approval before care begins, and frequency limits may apply.
The CDCP does not currently cover orthodontic treatment, which includes Invisalign. Dental implants and implant-related procedures are also excluded. Purely cosmetic services do not fall within the plan’s listed medically necessary and preventive coverage. Patients interested in Invisalign, implants, or cosmetic treatment can ask our team about available financing options.
Coverage amounts vary by income tier. The CDCP pays 100% of its established fees below $70,000, 60% from $70,000 to $79,999, and 40% from $80,000 to $89,999. You may still pay a co-payment or the difference between the clinic’s fee and the CDCP-established amount. We will explain expected costs before treatment whenever possible.
Step 1: Confirm that you meet the Service Canada requirements and check your coverage start date.
Step 2: Call Smile Shapers Napanee at (613) 354-0021 or submit an online appointment request.
Step 3: Bring your Sun Life CDCP member card, identification, and welcome letter showing your coverage start date. These details help us confirm your benefits before providing care.
1. Do I need a referral to use the CDCP?
No. You can contact a dental provider that accepts CDCP patients and bills Sun Life directly. A referral may only be needed for certain specialist services.
2. What if I already have dental insurance?
You generally cannot qualify if you have access to private dental insurance, even if you have not used it. Government dental programs may be coordinated with CDCP coverage.
3. Does CDCP mean every dental visit is free?
No. Your income tier, the CDCP fee schedule, treatment eligibility, and the clinic’s regular fees determine what you may need to pay.
4. Can Smile Shapers check my coverage?
Yes. Bring your member information and coverage start date so our team can verify your CDCP details and discuss possible costs before treatment.
